It’s no secret a good credit score is essential to a happy, balanced life these days. Without a good credit history, everything is really hard – like trying to run quickly in deep sand!
It’s why I am so passionate about helping Canadians maximize their credit scores!
Whether you want a personal credit card, enter a cell phone contract, finance a car or even rent an apartment or home, your personal credit history will come into play.
Even the cost of property or auto insurance can be affected by your personal credit score.
Banks will routinely check your credit when you open a new bank account.
And of course, if you are thinking of buying a home or refinancing your current home, prospective lenders will be looking closely at your ability to manage credit.
Make no mistake, all creditors WANT to lend you their money. They WANT you to use their credit facilities.
But the irony is they are most comfortable giving this privilege to people who look like they don’t need it!
They really care about your personal credit score – the higher the better!
Sometimes when we review your credit report we see an opportunity for a large and immediate score boost. This works best for people who have reporting errors in their credit report.
We have seen score increases from 60 to 190 points in less than a week!
RONA, from 602 to 664 - An increase of 62 points!
DOUG, from 653 to 721 - An increase of 68 points!
SUBHA, from 561 to 644 - An increase of 73 points!
LORI, from 587 to 676 - An increase of 89 points!
RENZO, from 692 to 791 - An increase of 99 points!
CHRISTIAN, from 598 to 714 - An increase of 116 points!
ALICIA, from 570 to 702 - An increase of 132 points!
ANGELO, from 538 to 721 - An increase of 183 points!
SERGE, from 497 to 686 - An increase of 189 points!
ALEX, from 525 to 720 - An increase of 195 points!
Now's your chance to get my eyes on your credit score and I'll share with you the same secrets on how to boost credit scores – quickly and spectacularly, that I often get asked to speak on within the Canadian mortgage industry.
Not only will I review your report and score; I'll tell you the reasons for your score, and give you tips to increase your score and rebuild your personal credit history.
This could be exactly what you need to get in a position to buy a home. Or maybe this could ultimately save you thousands of dollars if you are thinking of refinancing your home.
Click on one of the BOOK A CALL buttons below to schedule your complimentary Credit Repair Consultation! You must have a short free phone consultation first to determine if you are eligible.
When the time comes to borrow money, you will be offered the best terms and lowest interest rates if your credit score sings like an angel.
And I cannot stress enough the importance of rebuilding your credit history after a major event like bankruptcy or consumer proposal.
The first step to get your credit report: Go to the Equifax Canada website and sign up for their monthly credit monitoring service Create a username and password, and order a fresh credit report TODAY. You can decide before your 30-day trial is up if you wish to continue the subscription or not.
Mr. Ross Taylor is an amazing gentleman and extraordinary professional. We were in a big financial mess with nowhere to turn, and Mr. Taylor gives us hope and work really hard to helps us. Not only professionally, but he treats us like family and like long-time friends. He has a big warm heart. Emails, phone calls are answered very quickly and professionally. He does everything thinking on his clients first. I recommend Mr Ross Taylor to everyone he is the best is no one out there like Mr Ross. We got Mr. Taylor for professional services but we got a very good friend now. Thanks, Mr Taylor for to give us hope and to show us the light in the end of the tunnel. Thanks to be the amazing professional you are and thanks to be now a good friend. Warm regards from the Andrade family.
If you need a mortgage, no matter how dire your situation is, Ross Taylor is the best man for the job. He is very honest and very professional. He sat me down and explained to me every step of the process in a way that was easy to understand. He answered all my questions and he returns your call very quickly. I needed a second mortgage to pay off my consumer proposal. Most of the lenders were turning their backs on me because I was a high risk. Ross Taylor believed in me and went to bat for me. He got me my second mortgage and I’m very grateful towards Ross Taylor. I highly recommend Ross Taylor. He is the best man for the job. Thanks Ross!!!
I was in a horrible place and it felt like it was never going to change. I came across Ross and his website and said to myself what do I have to lose. The very next day Ross answered my email and we discussed my current path, 20 minutes was all it took and there it was a silver lining and hope. Ross gave me the information and was able to refer me to where I needed to start getting my life back. I am so thankful to Ross and feel like I have a life again and a chance to breath stress free.
I googled a financial question and Ross' site came up with an answer to a previously asked question that was identical to mine. I emailed Ross to see how he might be able to help me further. He responded within minutes through email, and then called me to discuss my situation. His response time, knowledge and understanding were more than I could have hoped for being that I felt a little lost. And all from someone I had just found on the internet. Ross is such a pleasure to speak with. Which is so helpful when trying to discuss finances with someone. Within an hour he gave me all of the resources I needed to help me find the guidance and information I was seeking. I would highly recommend him to anyone who is looking for highly knowledgeable and conscientious guidance with their finances.
It was not overnight but in an amazing short period of time Ross and his team were able to give me the result that brought calm back into my everyday life and peace in my heart that I had not felt in a very long time. I had been struggling with this problem for over two years and within two months of meeting Ross Taylor and his team my live has changed for the better. I am a private person who does not normally ask for help or share personal issues but boy I am happy that I did meet with Ross and his team because they truly did help me. I whole heartily recommend Ross Taylor; he does have the experience and capabilities to deliver results so do not hesitate to you reach out to him. Thank you sincerely, Terry
We were referred to Ross Taylor by Licensed Insolvency Trustee Jason Quinney during a very stressful financial time. Our bank was trying to force us into taking a second mortgage with them as our "only option". Ross understood the sense of urgency with our situation, he was eager to help and went out of his way to meet with us at his earliest convenience and spend as much time as needed looking for various solutions. Ross was friendly, extremely knowledgeable and treated us with compassion and respect. He was able to get us ONE mortgage, with an “A lender” and at a lower interest rate than we were currently paying! Highly recommend Ross Taylor & Associates to anyone looking for a mortgage broker, they are experienced professionals providing extraordinary customer service, who will walk you through the whole process. Thanks again Ross & Tenely, it was a pleasure dealing with both of you!
In a word Ross is terrific! His business acumen, savvy, integrity, and empathy all combine to bring clarity to the most entangled proposition. He helped me greatly and I am now in the process of confidently recommending him to several friends and colleagues. Five stars all around!
Ross was very helpful getting us our mortgage. He was kind and patient with my Mum and really cared about getting us the best deal. His staff is also fabulous and very approachable. There was never a question unanswered. I often recommend Ross to my friends and co-workers.
We came to Ross, during a time of financial trouble. He treated us with respect and dignity and provided a tremendous solution for us. He is extremely professional and works tirelessly for his clients. We would recommend Ross to anyone looking for help with any type of mortgage.